:root{--navy:#13263A;--blue:#0667AE;--orange:#F97E0A;--slate:#4B5563;--light:#EEF2F5;--line:#dde3ea;--r:12px}
*{box-sizing:border-box}body{margin:0;font:16px/1.65 Inter,"Open Sans",system-ui,sans-serif;color:var(--slate);background:#fff}
img,svg{max-width:100%}a{color:var(--blue)}h1,h2,h3{font-family:Montserrat,sans-serif;font-weight:800;line-height:1.15;margin:0 0 .5em;color:var(--navy)}h3{font-weight:700}
.wrap{max-width:1180px;margin:auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:9}
:focus-visible{outline:3px solid var(--orange);outline-offset:2px}
.hdr{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}.nav{display:flex;align-items:center;justify-content:space-between;min-height:72px;flex-wrap:wrap}
.logo{display:flex;align-items:center;text-decoration:none}.lg{height:48px;width:auto;display:block}.ftr .lg{height:64px}
.menu{background:var(--navy);border:0;color:#fff;padding:9px 16px;border-radius:8px;font:600 15px Inter,sans-serif}
nav ul{list-style:none;margin:0;padding:0;display:none;width:100%}nav ul.open{display:block;padding-bottom:12px}nav{width:100%}
nav a{display:block;color:var(--navy);text-decoration:none;padding:10px 0;font-weight:600;font-size:.95rem}nav a[aria-current]{color:var(--blue);box-shadow:inset 0 -2px 0 var(--orange)}
.btn{display:inline-block;background:var(--navy);color:#fff!important;font:700 1rem Montserrat,sans-serif;padding:13px 24px;border-radius:8px;text-decoration:none;border:2px solid var(--navy);cursor:pointer}
.btn:hover{background:var(--blue);border-color:var(--blue)}.btn.ghost{background:#fff;color:var(--navy)!important;border-color:var(--navy)}.btn.ghost:hover{color:#fff!important}
nav .btn{padding:8px 16px;text-align:center;box-shadow:none}nav a.btn[aria-current]{box-shadow:none}
.row{display:flex;gap:12px;flex-wrap:wrap}
.stripe{height:8px;background:repeating-linear-gradient(-45deg,var(--orange) 0 14px,var(--blue) 14px 28px,var(--navy) 28px 42px)}
.hero{background:linear-gradient(180deg,#fff 0%,var(--light) 100%);padding:0 0 64px}.hero>.wrap{padding-top:56px}.hero h1{font-size:clamp(2rem,5.5vw,3.3rem)}.hero h1 span{color:var(--orange)}
.phero{background:var(--light);padding:56px 0;border-bottom:4px solid var(--navy)}.phero h1{font-size:clamp(1.8rem,5vw,2.7rem)}
.eyebrow{color:var(--blue);font:800 .8rem Montserrat,sans-serif;text-transform:uppercase;letter-spacing:.12em}.lead{font-size:1.12rem;max-width:62ch}
.hgrid{display:grid;gap:32px;align-items:center}.hart svg{width:100%;max-width:420px}.picon svg{width:140px;margin:auto;display:block}
.sec{padding:60px 0}.sec.alt{background:var(--light)}.ttl{font-size:clamp(1.5rem,4vw,2.2rem)}.ttl:after{content:"";display:block;width:48px;height:4px;background:var(--orange);margin-top:12px}
.tiles,.cards,.why{display:grid;gap:18px}.tile{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;text-decoration:none;color:var(--slate);border-top:4px solid var(--navy);transition:transform .2s,box-shadow .2s}
.tile:hover{transform:translateY(-3px);box-shadow:0 10px 28px #15283d1a;border-top-color:var(--blue)}.tile svg{width:52px}.tile span{font-weight:700;color:var(--blue)}
.card,.why>div{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;border-left:4px solid var(--blue)}.card p,.why p{margin:0}
.chips{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:8px}.chips li{background:#fff;border:1px solid var(--line);color:var(--navy);padding:6px 14px;border-radius:999px;font-weight:600}.area{display:grid;gap:20px}
.cta{background:var(--navy);padding:52px 0;text-align:center;color:#d5dde7}.cta h2{color:#fff}.cta .btn{background:var(--orange);border-color:var(--orange)}.cta .btn:hover{background:#fff;color:var(--navy)!important;border-color:#fff}
.quote{background:var(--light);padding:60px 0}.qgrid{display:grid;gap:28px}.qform{background:#fff;padding:24px;border-radius:var(--r);border:1px solid var(--line);display:grid;gap:14px}
.qform label{display:grid;gap:4px;font-weight:600;color:var(--navy)}.qform input,.qform select,.qform textarea{font:inherit;padding:11px;border:1px solid #c9d1db;border-radius:8px;background:#fff;color:var(--slate)}.err{color:#b42318;margin:0;min-height:1em}
.ftr{background:#fff;border-top:1px solid var(--line);padding:44px 0 0}.ftr a{color:var(--navy)}.ftr h2{font-size:.95rem;text-transform:uppercase;letter-spacing:.08em}.ftr ul{list-style:none;padding:0}.fgrid{display:grid;gap:24px;padding-bottom:24px}
.tag{font:700 .72rem Montserrat,sans-serif;letter-spacing:.14em;color:var(--blue);text-transform:uppercase}.copy{padding:14px 20px 20px;font-size:.88rem}.copy b{color:var(--navy);text-transform:uppercase;letter-spacing:.06em}
@media(min-width:760px){.tiles{grid-template-columns:repeat(2,1fr)}.cards,.why{grid-template-columns:repeat(2,1fr)}.hgrid,.qgrid,.area{grid-template-columns:1.2fr 1fr}.fgrid{grid-template-columns:1.2fr 1fr 1fr}}
@media(min-width:1100px){.menu{display:none}nav{width:auto}nav ul{display:flex!important;gap:16px;align-items:center;width:auto;padding:0}.tiles{grid-template-columns:repeat(3,1fr)}.cards{grid-template-columns:repeat(3,1fr)}.why{grid-template-columns:repeat(4,1fr)}.hero>.wrap{padding-top:80px}}

.hero,.ftr{position:relative;overflow:hidden}.hero{background:#fff;border-bottom:1px solid var(--line)}
.corner{position:absolute;right:0;bottom:0;width:min(46vw,520px);height:70px;pointer-events:none;background:linear-gradient(160deg,transparent 0 46%,var(--orange) 46% 62%,transparent 62% 68%,var(--blue) 68%);clip-path:polygon(100% 0,100% 100%,0 100%)}
.ftr .corner{height:56px;width:min(40vw,420px)}
.slogan{border-left:2px solid var(--orange);padding:8px 0 8px 22px;display:flex;flex-direction:column;font:700 clamp(1.1rem,2.6vw,1.6rem)/1.35 Montserrat,sans-serif;letter-spacing:.32em;text-transform:uppercase;color:var(--navy);justify-self:center}
.slogan span:nth-child(2),.slogan span:nth-child(4){color:var(--navy)}
.hgrid>div:first-child{border-right:0}
@media(min-width:760px){.hero .hgrid>div:first-child{border-right:1px solid var(--line);padding-right:32px}}
.irow{background:#fff;border-bottom:1px solid var(--line);padding:22px 0}.irow ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.irow a{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font:700 .74rem/1.25 Montserrat,sans-serif;text-transform:uppercase;letter-spacing:.04em}.irow svg{width:34px;height:34px;flex:none}
@media(min-width:900px){.irow ul{grid-template-columns:repeat(5,1fr)}.irow li+li{border-left:1px solid var(--line);padding-left:14px}}
.phero{background:#fff;border-bottom:1px solid var(--line);position:relative;overflow:hidden}.phero:after{content:"";position:absolute;left:0;bottom:0;width:120px;height:3px;background:var(--orange)}
.ttl:after{height:3px}.cta{background:#fff;border-top:1px solid var(--line);color:var(--slate)}.cta h2{color:var(--navy)}.cta .wrap{border-left:2px solid var(--orange);text-align:left;padding-left:24px}
.ftr{padding-bottom:40px}
@media(prefers-reduced-motion:reduce){*{transition:none!important}}